How to Transfer Money from Cash App to Chime(Hand-Tested)

Written by Shalini Kapoor
Published On:
Reviewed by Daisy Martinez
Our site offers educational and informational content only, not professional financial advice. Consulting a financial advisor about your particular circumstances is best.

Many folks wonder, “How can I move my money from Cash App to Chime?” Jumping between apps can be a hassle; you just want a smooth transfer. We rolled up our sleeves and tried it ourselves

Dive into our guide on transferring money from Cash App to Chime, using our hand-tested method. Let’s simplify that financial shuffle!

Can You Transfer Money From Cash App to Chime?

Cash App and Chime are financial platforms that allow users to move money between them. However, Chime cards currently aren’t supported on Cash App. But don’t worry, we’ll discuss alternative ways to facilitate transfers between these platforms.

How to Transfer Money from Cash App to Chime?

Here are the steps to transfer money from Cash App to Chime:

  1. Open the Cash App on your mobile device and sign in.
  2. Tap on the “Banking” tab located at the bottom of the screen.
  3. Choose the amount you want to transfer from Cash App to Chime.
  4. Tap on the “Cash Out” option.
  5. Select your bank account (Chime) and enter the amount you want to transfer.
  6. Review the transaction details to ensure that everything is correct.
  7. Tap on “Confirm” to complete the transfer.

Alternatively, you can link your Chime bank account with Cash App instantly using Plaid. Here are the steps:

  1. Open the Cash App app and sign in.
  2. Click on the Profile Icon.
  3. Click on Linked Banks.
  4. Click on Link Bank.
  5. Enter the Login Details for your bank.
  6. Verify the 2-factor code (optional).
  7. Choose the bank account to link.

Once completed, you can transfer money from Cash App to Chime through a Cash Out transfer. 

You can also watch the following video for detailed steps:

Cash App Transaction Fees

Here’s a quick table that breaks down the costs associated with Cash App transfers:

Transaction TypeCostExample
Sending Money (from balance, linked debit, or bank account)Free
Sending Money (via credit card)3% of the transfer amount
Instant Transfers0.5% to 1.75% of the transfer amount (Min. fee: $0.25)$100 transfer -> $0.50 fee
Cash App Card PurchaseFree
Cash App Card ATM Withdrawal (US)$2.50 per withdrawal
Cash App Card ATM Withdrawal (International)$3.50 per withdrawal
Bitcoin Transactions1% to 2% of the total transaction amount$100 Bitcoin purchase -> $2 fee
Source: Cash App

Just a friendly reminder: these fees might shift a bit over time. For the latest numbers, it’s best to quickly look at Cash App’s official docs. Stay informed!

How to Deposit Check on Cash App?

Here are the steps to deposit check on Cash App.

  1. Start your Cash App on your mobile phone.
  2. Go to the Banking tab.
  3. Click on Checks.
  4. Insert the amount of the check.
  5. Click the photo of the front and back portion of the check.
  6. Tap on submit.

This will deposit the check into your Cash App within one to 3 business days. 

How To deposit cash into the Cash App

Here are the steps to deposit cash into the Cash App:

  1. Search for a participating retailer. You can do that by utilizing the Cash App’s Paper Money Page to search for a retailer near you.
  2. Start the Cash App and click on the Banking option.
  3. Click on the Paper Money option.
  4. Next, display the cashier your Cash App barcode.  
  5. Give the amount to the cashier that you wish to deposit.
  6. The cashier will scan the barcode and add the funds to your Cash App account.

Points to Take into Account While Depositing Cash into Your Cash App

  • A fee of $1 is levied on every transaction.
  • The maximum amount you can deposit in a single transaction is $2000.
  • The funds will get added to your Cash App account within 1-3 business days.

Which Cash Advance Apps Work with Chime?

Here is a list of Cash Advance Apps that work seamlessly with Chime:

  • Earnin: Earning lets you get 50% of your paycheck early, before your salary day.
  • Dave: Dave provides a maximum of $100 or $500 in cash advances. This is contingent upon your account status and eligibility criteria.
  • MoneyLion: With the help of MoneyLion, you can get a maximum of $250 in cash advances. The repayment terms are between 3 to 28 days.
  • Brigit: Brigit provides a maximum of $250 in cash advances. You can repay the amount within 2 to 21 days.
  • Even: It even provides a maximum of $100 in cash advances. You can repay the amount within 1 to 14 days.

FAQs

How long does transferring money from Cash App to Chime take?

It usually takes 1-3 business days if you are doing a standard transfer from Cash App to Chime. It is possible to opt for instant transfer, which will be done and dusted within a few minutes; however, you will be levied a fee for it.

Is the Chime card compatible with Cash App?

Absolutely! Chime cards support Cash App. You can integrate your Chime card into Cash App and utilize it to send and receive cash and buy things.

Can I send money from Cash App to my Chime account?

Absolutely! Anyone can transfer funds from their Cash App to their Chime account. Simply insert your Chime account number. Alternatively, you can insert the routing number when you receive the money from someone

How can someone send me money to my Chime account?

Here’s how someone can send money to your Chime account:
1. Use your Chime routing and account numbers for wire transfers.
2. Use your Chime debit card for online or in-store purchases.
3. Directly through the Chime app.

How can I instantly transfer money from Chime?

To instantly transfer money from Chime:
1. Open the Chime app.
2. Select “Transfers” and choose “Instant Transfer.”
3. Enter the recipient’s name, email, or phone number and the amount.
Note there’s a fee for instant transfers.

Are Chime and Cash App the same?

No, Chime and Cash App are two different financial applications. Chime is a bank, while Cash App is a peer-to-peer payment app. Chime provides traditional banking services like checking accounts, saving accounts, and debit cards. In contrast, Cash App concentrates more on sending and receiving money and making purchases. 

Conclusion

All in all, transferring money from Cash App to Chime is very effortless. Once you follow the instructions we have mentioned in this blog, you can perform the tasks seamlessly. However, while doing the transfers, review the costs, terms, and other methods that can be used to improve your money transfer experience. 

Reference:

Cash App Official Website:

Chime Official Website:

Plaid’s Official Website:

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Shalini Kapoor

Shalini Kapoor is a dedicated financial writer and editor at cashsavvytips.com. Currently pursuing her Master's in Accounting, she possesses a unique blend of academic rigor and practical insight into personal finance. Shalini is fervent about empowering individuals with actionable financial advice, grounded in her in-depth studies and natural flair for simplifying complex topics. As an editor, she ensures every piece of content meets the highest standards of accuracy and relevance. With a passion for continuous learning, Shalini is not just sharing knowledge but also constantly expanding her own, to benefit the readers of cashsavvytips.com.

Disclaimer: The opinions, analyses, and information expressed by this author are for informational purposes only and do not constitute financial, investment, or other professional advice. Always conduct thorough research and consult with a professional before making any investment decisions.

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