Payy Crypto Card
Crypto Debit Cards
cashback, mobile-wallet, no-kyc, rewards, visa

Bank onchain with stablecoins
Payy is building onchain consumer banking. We're vertically integrating stablecoins, a privacy-preserving blockchain, global fiat ramps and DeFi — all accessible through a simple app. The Payy Card offers a unique approach to banking, combining the convenience of traditional banking with the security and transparency of blockchain technology. Users can seamlessly manage their finances, make payments, and earn rewards through a user-friendly interface. Payy aims to simplify the complexities of decentralized finance, making it accessible to everyone. It’s designed for users who value privacy, security, and control over their finances.
Fees & Costs
Annual Fee
$0
Monthly Fee
Free
Card Issuance Fee
Free
Replacement Fee
Free
Transaction Fees
Free
Foreign Exchange Fee
No FX fees
ATM Withdrawal
Free up to $500/month
Rewards & Cashback
Cashback Rate
Up to 8%
Cashback Paid In
Bitcoin
Rewards Program
Earn points on every purchase
Card Features
Card Type
Virtual Visa Debit
Physical Card
Not Available
Virtual Card
Available
Mobile Wallets
Apple Pay & Google Pay
Delivery Time
Instant virtual card
Limits & Requirements
Spending Limits
Unlimited
Minimum Balance
None
Maximum Balance
Unlimited
KYC Requirements
No KYC up to $1000
Staking Required
No staking required
Supported Cryptocurrencies
Top-Up Methods
Security Features
- 2FA
- Biometric authentication
- Freeze card
- Virtual card numbers
Perks & Benefits
- Airport lounge access
- Netflix rebate
- Spotify rebate
- Free ATM withdrawals
- Cashback on purchases