Does OnlyFans Gift Card Exist? Payment Methods Accepted by OnlyFans

Written by Shalini Kapoor
Published On:
Reviewed by Daisy Martinez
Our site offers educational and informational content only, not professional financial advice. Consulting a financial advisor about your particular circumstances is best.

OnlyFans is a digital content-streaming platform where creators share explicit content. Many individuals wonder whether OnlyFans gift cards exist. The platform has become popular since the pandemic. Actors, models, writers, content creators, and even singers use the content-streaming platform. They offer explicit photos and videos and even the opportunity to chat one-on-one. 

OnlyFans is a subscription-based service. So,  awareness of the different payment methods is essential. Keep reading to learn about the different payment methods OnlyFans accepts.

What Payment Methods Does OnlyFans Accept?

Fortunately, OnlyFans offers a variety of secure payment options for its users. As of today, the platform accepts payments from the following:

  • Visa Debit and Credit Cards
  • Discover Debit and Credit Cards
  • Mastercard Debit and Credit Cards
  • Selected Pre-paid cards
  • Maestro Cards

Note: OnlyFans currently doesn’t accept payments via PayPal mobile wallets like Samsung and Apple Pay. Additionally, the platform does not accept cards without 3D Secure Authentication. OnlyFans does not accept payments made via gift cards.

How to pay for OnlyFans with a credit or debit card?

Most OnlyFan subscribers use Visa or Mastercard cards to pay for their subscriptions.  Visa and Mastercard credit and debit cards are accepted worldwide. So, they are the most popular payment method and thousands of users use it globally. 

If you plan on using a credit or debit card to pay for the platform, here are the steps you need to follow:

  1. Create an OnlyFans account by adding your pen/real name and personal details. 
  2. Tap Menu and click on Add Bank.
  3. Fill in the details required, including your name, billing address, and date of birth.
  4. To verify your identity, upload your ID documents. The verification process can take up to ten minutes.
  5. Add your Credit or Debit card number, the expiration date, and CVC. 
  6. You will receive a temporary verification PIN via SMS to authenticate your card. To complete the payment process, enter the SMS code when promoted. Depending on where you live, you may be asked to complete a W-9 form.

How to pay for OnlyFans with a Pre-paid Card?

Paying for OnlyFans with a credit or debit card is secure and seamless. But,  most subscribers do not want the payment to appear on their credit card statements. 

Would you prefer paying for OnlyFans discreetly without fearing an embarrassing conversation? If so, using a Pre-paid card is your best bet. OnlyFans accepts selected Visa Pre-Paid cards. 

Fortunately, you can use any reloadable Visa Pre-Paid card to pay on OnlyFans. A few Visa pre-paid cards you can use include Current Visa Debit, GO2bank, and the ACE Elite Visa debit card. Begin by purchasing a reloadable Visa debit card. Next, follow these steps to make purchases on the platform:

1. Launch the OnlyFans application on your device.

2. Tap on Your Cards.

3.Tap on Add a Payment Card.

4.Fill in your billing details and your card details. 

5.Tap the Submit button.

The Misconception of OnlyFans Gift Cards

OnlyFans gift cards do not exist. The platform allows users to pay through various payment methods. Unfortunately, gift cards are not one of them. OnlyFans believes in protecting the security of its subscribers and creators. The platform only accepts reloadable Visa pre-paid cards to prevent any fraudulent transactions,  

Alternative Payment Methods for OnlyFans

Protecting your privacy when subscribing to platforms like OnlyFans is essential. If you can not purchase a pre-paid Visa card, you can use a virtual debit card to view premium content on OnlyFans. A virtual debit or credit card be generated online from the comfort of your home. 

Before you sign up for a virtual card, make sure you read the terms and conditions of the provider and user reviews. This is to ensure that your privacy is not compromised. Unfortunately, OnlyFans does not accept payments via Cryptocurrency wallets.                                                                                                                                             


Why should I pay for OnlyFans with a Pre-paid card?

Using a Prepaid card to pay for OnlyFans is beneficial if you prefer a discreet payment method. If you use a credit or debit card, you must know that every purchase appears on your credit card statements. Thus, if you value your privacy and are looking for a  convenient payment method,  using a reloadable Visa card is a good idea.

How does OnlyFans appear on credit card statements?

Unfortunately, every purchase you make will appear as “OnlyFans” or “OF”. This can not be removed from your credit card statement unless you use an alternate method.

Is OnlyFans payment secure?

Yes! OnlyFans uses several protocols to authenticate each transaction. The platform uses 3D Secure authentication to dispute any fake transactions.

Is it possible to use multiple payment methods?

It is not possible to split your monthly payments across payment methods. But, you can have different cards linked to a single account.

Can I use PayPal to pay for OnlyFans?

No, OnlyFans does not accept payments from online payment portals like PayPal.

The Bottom Line

OnlyFan users pay a monthly subscription fee to access premium content or tip creators. Once you create an account on the content-streaming platform, you will have to manually set up a payment method. While Visa and MasterCard debit and credit cards are the most widely-used payment methods, OnlyFan subscribers prefer a more discrete option. 

All transactions made via a credit card are reflected on a user’s credit card statement. Therefore, if you value your privacy, it’s best to use an alternate payment mode. Unfortunately, OnlyFans does not accept gift cards and online wallets. Therefore, using a Visa prepaid card is the best way to protect your privacy and make payments on OnlyFans anonymously.

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Shalini Kapoor

Shalini Kapoor is a dedicated financial writer and editor at Currently pursuing her Master's in Accounting, she possesses a unique blend of academic rigor and practical insight into personal finance. Shalini is fervent about empowering individuals with actionable financial advice, grounded in her in-depth studies and natural flair for simplifying complex topics. As an editor, she ensures every piece of content meets the highest standards of accuracy and relevance. With a passion for continuous learning, Shalini is not just sharing knowledge but also constantly expanding her own, to benefit the readers of

Disclaimer: The opinions, analyses, and information expressed by this author are for informational purposes only and do not constitute financial, investment, or other professional advice. Always conduct thorough research and consult with a professional before making any investment decisions.

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