How to Get $100 Free Money on Cash App(Legit): Quick and Simple Steps

Written by Daisy Martinez
Last updated:

Needing extra cash is a universal dilemma, especially when seeking $100 free money on Cash App. Think about those moments when an extra $100 could ease your stress or let you treat yourself.

Good news! This article uncovers a legit way to get that desired $100 boost on Cash App without any hitches. Dive in to find out more!

How to Get $100 Free Money On Cash App Legitimately?

As a user of Cash App, I often wondered if it’s possible to get $100 in free money on the platform. After doing some research, I found that there are indeed ways to earn free money on Cash App, although it may not be as simple as getting a one-time $100 bonus.

Bonus 1 -Earn Referral Signup Bonus On Cash App

Cash App offers a referral program where both the referrer and the person referred can earn a bonus once they sign up and make a transaction. This creates a win-win situation where you and I get rewarded for helping friends discover the app.

What are Cash App Referral Programs Requirements for 2023?

When it comes to Cash App referral programs in 2023, there are some basic requirements that both the referrer and referral need to meet in order to benefit from the program. 

My Referral codeMPX83G5
Requirements & StepsSign up for Cash App using my invite codeLink a debit card to their new account. Send $5 or more within 14 days of signing up
When to Get RewardsReferral bonus auto-credited to both Cash App accounts.

For example, if you click our referral link and download Cash App. By following these steps, the referral program will work seamlessly and allow both me and my referrals to earn $5 bonuses.

Here are the detailed steps for earning a referral Signup Bonus On Cash App:

Step1: Download and Sign Up Cash App

  • You can click our referral link. Or just go to the App Store or Google Play, download and install the latest version Cash App
Source: Apple Store

Step2: Share your referral code and Invite 20+ friends

To eventually reach the $100 free money goal on Cash App, you need to invite 20 friends to join using your referral code. Each new referral has the potential to earn you an additional $5, and with 20+ friends, the total adds up to $100. 

Sending referral invitations via email, text messages, or social media can be a quick and effective way of reaching out to more people.

source: Cash App
10 Free & Engaging Invitation Copy Templates

Here are 10 engaging invitation copy templates we have created for you:

  1. ๐Ÿš€ Hey [Friend’s Name], ever tried Cash App? It’s the easiest way to send, spend, and save money. Click my referral link and we’ll both get a little bonus! ๐Ÿ’ธ [Your Link]
  2. ๐ŸŽ‰ Surprise! Want some free cash? Start with Cash App using my link, and we both get rewarded! What’s not to love? ๐ŸŽ [Your Link]
  3. ๐ŸŒŸ Hey buddy! I love Cash App for all my payments. Click on my referral link and let’s both enjoy some benefits! ๐Ÿค‘ [Your Link]
  4. ๐ŸŽˆ Quick favor? Try out Cash App using my link. I promise it’s worth it! And hey, we both get something special in return! โœจ [Your Link]
  5. ๐Ÿ’ฐ Attention Money-Saver! Get the Cash App through my referral and we both score a bonus. It’s a win-win! ๐Ÿฅณ [Your Link]
  6. ๐Ÿ“ฒ Ever felt the need for a quicker payment method? Say hello to Cash App! Use my link and discover the magic (plus, a little bonus for us both!). ๐Ÿ’ซ [Your Link]
  7. ๐ŸŽŠ It’s a good day to start with Cash App! Click on my link, sign up, and letโ€™s both enjoy some extra cash. Cheers to smarter transactions! ๐Ÿป [Your Link]
  8. ๐Ÿ˜ Sharing the love! I just got Cash App and it’s a game changer. Want to try it with me? Use my referral link and we both get rewarded! ๐Ÿ’ต [Your Link]
  9. ๐Ÿ“ฃ PSA: If you haven’t tried Cash App yet, now’s the time! Use my link and let’s celebrate with some extra cash! ๐Ÿฅ‚ [Your Link]
  10. ๐Ÿ”ฅ Hot tip for you: Cash App is the way to go for easy and fast transactions. Click on my link, and we both enjoy the perks! ๐Ÿ’ฐ [Your Link]

Remember to customize the message with your actual link and personalize it to fit your relationship with the recipient for the best results!

Step3: Receive the rewards

Once you invite 20 friends and they’ve signed up and made their first transactions, Cash App will start rewarding you with the $5 bonuses. It’s essential to ensure that your invitees follow the necessary steps to qualify for the referral bonus. 

Once the rewards start rolling in, it’ll ultimately lead to the $100 free money that youโ€™re aiming for on your Cash App account. Just remember to be patient since some friends may take longer than others to sign up and complete their first transactions.

Keep in mind that it’s crucial to maintain transparency and honesty, especially when inviting friends to join the app, to make the experience both rewarding and enjoyable for everyone involved.

Bonus 2-Get Instant Discounts with Cash Cards

The Cash Card can help you save money on specific purchases, and get exclusive offers with 10% off or a max discount of  $300. So, Cash App may not directly put $100 in your account, but if you regularly use Cash App for purchases, the savings can accumulate. 

Here are the exclusive offers with Cash App Pay in August 2023:

Available PlatformCash by Cash AppAmerican EagleThredupWish
Discount Rate10% off10% off10% off10% off
Valid ForEach purchaseOne purchaseOne purchaseOne purchase
Other RequirementOnline onlyOnline onlyOnline onlyOnline only

While Cash App might not be possible to immediately receive $100 for free on Cash App, there are various methods you can use to gradually accumulate bonuses and discounts that may add up to the desired amount. 

Note: Keep an eye out for special promotional events on Cash App.

Common Issues

Failed Transactions

Sometimes, you may face issues with failed transactions on Cash App. To tackle this, you would first check if your app is updated to the latest version through the app store.ย 

Next, make sure you have a strong internet connection and the account has sufficient funds.

If the problem persists, you might have to clear the app data on Android devices by going to Settings > Apps > Cash App > Storage & cache > Clear cache.

source: Cash App
source: Cash App

Don’t worry, cuz this won’t affect your account balance or transaction history. For iOS devices, you should try deleting and reinstalling the app.

Trouble Receiving Rewards

If you are experiencing difficulties in receiving rewards, such as referral bonuses, you should first ensure that the person you referred has completed the qualifying transaction. Keep in mind that both the referee and you must have fulfilled the requirements to receive your bonuses.

In case everything seems fine, but you still haven’t received the rewards, contacting Cash App support is always a helpful option. They can help you investigate the issue and ensure you get your rewards.

Remember, always stay cautious while using Cash App and be aware of phishing scams to keep your account secure. More information on securing your Cash App account can be found on their help page.

Free Money on Alternative Apps in August 2023

Here are some of the most popular alternative apps that provide free money.

AppSignup Bonus TypeBonus AmountPrimary FunctionNotable Features
Cash AppReferral bonus$5P2P paymentsBitcoin & stock investments
VenmoSign up bonus$10P2P payments, social feedSocial feed, Venmo card
ChimeSign up bonus$10Mobile bankingNo hidden fees, early direct deposit
AcornsNew user bonus$5Micro-investingRound-ups, recurring investments
RobinhoodFree stocks for new usersVaries (based on stock)Stock & crypto tradingNo commission trades
WebullFree stocks for new users/depositsVaries (based on stock)Stock tradingExtended trading hours
StashNew user deposit bonus~$100Micro-investingThemed investments, educational content
IbottaNew user bonus$10Cashback shoppingIn-app purchases, receipt scanning
RakutenSignup bonus$10Cashback shoppingWide retailer network
SwagbucksNew user bonusVaries (based on points)Rewards for online activitiesSurveys, videos, shopping
CoinbaseFree cryptocurrency lessonsVaries (based on crypto)$10 for signup bonusCryptocurrency tradingEducational content, earn crypto
VaroNew account & direct depositUp to 6% CashbackMobile bankingNo monthly fees, high yield savings
CitiBankNew account promotionsVaries (often $100-$500 based on account type and requirements)Traditional bankingExtensive ATM network, global presence

Popular Scams Involving Cash App

In this section, I will discuss some popular scams people use to deceive others and get free money on Cash App. Be aware of these scams to avoid falling victim to them.

Cash App Flip Scam

In recent times, I’ve come across a popular Cash App scam called the “Cash App Flip.” This scam involves people getting contacted by someone through various platforms, such as Instagram or Facebook.ย 

The scammer will claim that if you send them a specific dollar amount (say $100) on Cash App, they have an algorithm or computer program capable of turning that $100 into $1,000. Often, they’ll guarantee success and show pictures of money or a photoshopped version of their Cash App account displaying large sums of money to convince potential victims.

It’s important to note that this method of getting “free” money is against Cash App’s terms of service and is a fraudulent activity. I strongly discourage participating in such scams. Many people unknowingly fall for the Cash App Flip scam, wrongly believing they will be getting free money.

Always exercise caution and skepticism when encountering promises of easy or free money through any app or platform.

Sugar Daddy Scam

A scam that has been gaining popularity not only on Cash App but also on other money transfer platforms such as PayPal and Venmo is the so-called “sugar daddy scam.” Typically, the victims are contacted through social media platforms like Instagram, Facebook, or Twitter by someone posing as an older and wealthier individual seeking a younger companion referred to as a “sugar baby.”

These scammers usually promise to send their victims large sums of money every week. After establishing contact and posing as an interested potential sugar baby, the scammers will then send the victims an email that appears to be from Cash App, indicating there is a substantial amount of money on hold for the victim. The catch is that the victim needs to pay a “clearance fee,” “attorney fee,” or some other form of fee to a specific Cash App tag in order to access the promised funds.

Once the victim sends the money to the mentioned Cash App tag, they are typically blocked by the scammer, making it nearly impossible for the victim to recover their money. This form of scamming is not only against Cash App’s terms of service but is also a form of fraud.

Overseas Buyer Scam

In “Overseas Buyer Scam“, a person will contact you through social media platforms like Instagram or Facebook, and they will express their interest in purchasing something from you, e.g., an item you have for sale or even a service you provide.

The scammer is typically very persuasive, assuring you they will cover all associated fees, such as shipping, taxes, and even some extra money for your troubles. They might even provide what appears to be official documentation to convince you of their credibility or access to funds.

When it comes time to pay, they will often send you an amount larger than agreed upon, followed by a request that you return the excess funds via a money transfer app such as Cash App. In the end, you are left with no payment for your item or service, and the scammer walks away with your money.

To keep yourself protected from these types of scams:

  • Be cautious of people making contact through social media, especially if they seem overly eager to buy or offer significantly more money than you are asking.
  • Verify their identity and background, for instance, by checking their profiles and even looking up their name online.
  • Always insist on using secure payment methods that offer buyer-seller protections.

Be cautious when engaging in transactions on Cash App, and remember that if something sounds too good to be true, it probably is.

I want to emphasize that taking part in these scams goes against Cash App’s terms of service and is illegal. It’s crucial to remain vigilant and report any suspicious activities to protect yourself and others.

Frequently Asked Questions

Can I invite as many friends to Cash App as I want?

Yes, you can invite as many friends to Cash App as you want. There is no limit to the number of friends you can refer to using your unique referral code. The more friends you invite, the more you can potentially earn from the referral program, as long as they meet the requirements, such as linking a debit card and sending $5 within two weeks of entering your referral code.

Can I open multiple Cash App accounts?

No, you are not allowed to open multiple Cash App accounts. Each user is only permitted to have one active Cash App account, as stated by their terms of service.

How to get instant money on Cash App?

Cash App Borrow is an option if you need instant money on Cash App. It is a short-term loan service available within the app. However, this service is not free, as it comes with interest rates and fees.

How is Cash App different from Venmo, Zelle, and PayPal?

Here’s a comparison table outlining the primary differences between Cash App, Venmo, Zelle, and PayPal updated in August 2023:

Feature/ServiceCash AppVenmoZellePayPal
Primary UseP2P payments, investmentP2P payments, social feedP2P bank transfersOnline payments, P2P payments
Fees for Sending MoneyFree (personal use), 3% for credit cardsFree (personal use)Free (usually, depends on bank)Free (personal use)
Instant Transfer Fee0.5%-1.75% ($0.25 min)1.75% (min $0.25, max $25)Depends on bank1.75% (up to $25)
Withdrawal Time1-3 business days or instant for a fee1-3 business days or instant for a feeTypically minutes to within the same bank, but may take longer between different banks1-3 business days or instant for a fee
Usage Without AppNoLimited (with a Venmo card)Yes (via bank interfaces)Yes (online)
International TransfersLimited (US to UK only)No, only available in USNo, only available in USYes (over 200 countries)
SecurityEncryption, Touch ID, PIN, Face IDEncryption, PIN, multifactor authenticationEncryption, often secured through the user’s bankEncryption, secure login options, buyer & seller protection
Additional FeaturesBitcoin & stock investments, cash cardVenmo card, social feed to share paymentsDirect integration with many banks’ official appsShopping, business services, PayPal Credit
Subscription Fee for AppNoNoNoNo


I hope the article helps you get started on your journey to making $100 free on Cash App. Remember to stay confident, knowledgeable, and true to yourself as you explore these options. Good luck!

Helpful Resources & Links

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Daisy Martinez

Daisy Martinez is the Founder, writer, and editor. Armed with a strong background in Personal Finance, Daisy is deeply committed to equipping people with the financial tools and knowledge they need. As a proud mother to a delightful daughter, she understands firsthand the importance of financial planning for a family's future. Since founding, Daisy has been at the forefront of delivering content that helps people make savvy financial choices.

Disclaimer: The opinions, analyses, and information expressed by this author are for informational purposes only and do not constitute financial, investment, or other professional advice. Always conduct thorough research and consult with a professional before making any investment decisions.

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